This introductory rate often only lasts for a short, predetermined period. For instance, there may be a balance transfer fee. Table of contents.
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Read MoreYou can call your issuer to request a balance transfer. October 17, 8 min read. You might not get a notification when your balance transfer goes through, so it's up to you to check in on your old account regularly and make sure that all payments are made on time. Types of cards that allow transfers Most financial institutions, including the Big Four, allow you to transfer money from a credit card to a bank account. Average Outstanding Balance on Credit Cards: How It Works and Calculation An average outstanding balance is the unpaid, interest-bearing balance of a loan or loan portfolio averaged over a period of time, usually one month. The Bottom Line. Nerdy takeaways.