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This is My Town: Effingham, IL - Home is Where the Heartland IsVisit us at the Effingham location today, or contact us at () Featured Services. Checking Accounts; Savings Accounts & CDs. First Mid Bank on N Keller Dr. in Effingham, IL offers full-service banking such as deposits, insurance, mortgages & other loans. Washington Savings Bank is the second oldest bank in Effingham County & the largest home mortgage lender.
