Navigate to the Transfer section, if available. Related Content. Follow Creditor Instructions. Do balance transfers hurt your credit score?
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Read MoreFollowing these steps, along with changing spending habits , can help a consumer end up more financially healthy than before the balance transfer. She started her career on the credit cards team as a writer. Nicole Dieker has been a full-time freelance writer since �and a personal finance enthusiast since , when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library. What is a balance transfer credit card and how does it work? You don't want to be penalized for a policy or detail you weren't aware of.