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RV Interest Rates GOING DOWN? What you need to KNOWNew type A motorhome: RV price: $,; Down payment: 10%; Loan term: 20 years; APR: 15%; Monthly payment: $1,; Total interest paid: $, New travel. Rates will be going up next month! If Fuel price remain above $ /gallon RV prices will soften as inventory grows and used RV prices will. While interest rates on new RV loans aren't usually very different from used RV loan rates, your APR can be significantly impacted by personal factors.