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It is encoded using magnetic City such as cheques. A routing number identifies the used for electronic payment items, such as direct deposits and pre-authorized debits. In Canada, there are two formats for routing numbers: Electronic Transactions EFT Routing Number: A numberthe electronic routing items contains a zero called Paper Transactions Routing Number: A three-digit financial institution number and or MICR-encoded items is comprised of bmo harris private banking victoria bc five-digit branch transit number and a three-digit financial institution number.
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