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CD Interest CalculatorBest CD rates of November � Alliant Credit Union: Earn up to % APY � Ally Bank�: Earn up to % APY � Barclays�: Earn up to % APY. We offer a variety of FDIC-insured brokered CDs with different maturity terms and rates ; months, % ; 2 years, % ; 3 years, % ; 4 years, %. Various nationwide banks and credit unions have CDs offering 5% APY or higher. � CD rates on terms of under 18 months are currently higher than.