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An emergency fund can allow you to pay expenses you have not budgeted for or cover bills if your income changes or something unplanned happens. Unlike traditional savings accounts, Savings Builder pays you more on your initial savings, helping you build your savings faster so you'll have it when you need it most. To help you save consistently, set up automatic transfers that occur every payday so the money transfers into your savings account before you have a chance to spend it. By: Lindsay Hoffman.
