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Checking and Savings 101 - (Bank Accounts 1/2)To open a TD checking account, you'll need your: Social Security number, government-issued ID, source of funds (existing banking information) and phone number . What does it take to open a bank account online? � Your driver's license, passport or other government-issued ID card � Social Security number or Individual. You can open a PNC checking account online or in person. You'll need: A U.S. government-issued photo ID such as a driver's license, a non-driving state.