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All about the BMO Rewards program - Points Earn and BurnManulife will pay the Bank a monthly benefit equal to the greater of $20 or 10% of the BMO Credit Card outstanding statement balance (to a maximum insurable. Manulife Financial provides insurance and investment solutions for individuals and organizations. Similar to the BMO AIR MILES World Elite�* Mastercard�*, the paid policy offers up to $5 million in emergency medical coverage. The medical.