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BMO CashBack Mastercard Credit Card Review - Watch Before you ApplyAre you ready to enjoy the BMO CashBack Mastercard welcome offer? Welcome Offer. Get up to 5% cash back and a % introductory interest. Travel accident insurance Yes ; Travel medical insurance Yes ; Fees and Eligibility. Fees. Annual Fee: $0; Additional Card Fee: $0; Purchases Interest Rate: Unlike other accounts, there are no monthly or annual charges, nor any minimum balance requirements. pay money you've already topped up your card with. Koho.