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?? Charlie Bank Review: A Fresh Take on Personal FinanceCharlie is the new standard for 62+ banking* services. Charlie helps retirees make the most of their limited resources with features including faster access. To withdraw money or make a deposit, Charlie gives you access to 55, ATMs, with zero fees, at stores like Target, CVS and Walgreens. Charlie is not a bank. Banking services are provided by Sutton Bank, Member FDIC. Charlie Accounts are insured up to $, through our partner bank, Sutton.