Physician construction loans

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This means that if you have a high credit score, you can usually get by with a higher debt-to-income ratio- giving you more options when it comes to how much you can finance. The underwriting process for physician Construction Loans is fairly simple. Electronic Services. Additionally, if your income changes in between the two closings, that may affect your DTI ratio, which could change the prospective terms of your loan. By understanding the features, eligibility requirements, and application process of physician construction loans, doctors can embark on construction projects with confidence, knowing they have access to specialized financing that meets their unique needs.