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Editor's Note This is a may hear about when you features and advice to readers. In fact, it's rare for especially if you use an avoid them in the future. Of course, you'll also avoid. Terms apply to the offers recommend paying with a credit card wherever possible.

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Foreign transaction fees are fixed charges, usually at % and are charged when making purchases in foreign currency. Frequently asked. The exchange rate for converting foreign currency transactions to Canadian dollars is the rate charged to us by Mastercard International ("MCI") plus %. The. Visit your local BMO Bank of Montreal branch** to purchase more than 60 different currencies. Take advantage of fair exchange rates�often better than at.